Effective Date: May 3, 2024

Welcome to Borrowly! These Terms of Service (“Terms”) govern your access to and use of the Borrowly website and services (collectively, the “Service”) operated by Borrowly (“we,” “us,” or “our”).

Please read these Terms carefully. By using our Service, you agree to comply with and be bound by these Terms. If you do not agree with any part of the Terms, you must discontinue use of the Service.

1. Acceptance of Terms

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Borrowly SMS Terms and Conditions

• Program Name: Borrowly Notifications

• Program Description: Opt-in to receive SMS notifications to stay updated on your account and borrowing activities. Borrowly facilitates the sharing of physical items, not financial lending. SMS notifications are solely for providing updates and reminders related to your transactions and account.

Opt-In:
You may opt in during registration or by updating your preferences in your account settings. By opting in, you consent to receive text messages related to your account and lending activities.

Opt-Out:
You can opt out at any time by texting “STOP” to the number provided in our messages. You will receive a confirmation message, and no further texts will be sent unless you opt back in.

Message Frequency:
Messages are sent on an as-needed basis with no fixed schedule.

Fees and Data Rates:
Message and data rates may apply. Check with your wireless provider for details on text or data plans.

Support:
For assistance, text “HELP” to the number provided in our messages or email support@borrowly.io.

Privacy:
Review our Privacy Policy for details on how your information is used and protected.

Carrier Liability:
Carriers are not responsible for delayed or undelivered messages.

3. Using the Service

You agree to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. We may suspend or terminate your access if you violate these Terms or engage in unauthorized activities.

4. Borrowly Accounts

To use certain features, you may need to create a Borrowly account. You are responsible for maintaining the confidentiality of your login credentials and for any activity under your account. Notify us immediately of unauthorized account access.

If your account is assigned by an administrator (e.g., employer or educational institution), additional terms may apply, and the administrator may access or disable your account.

5. Your Content in the Service

When you upload, submit, or share content through our Service, you retain ownership of your intellectual property. However, you grant Borrowly a worldwide license to use, modify, reproduce, and display your content for the purposes of operating and improving our Service.

This license is non-exclusive, and you can revoke it by deleting your content or account, though certain backup copies may persist for legal or operational reasons.

6. Modifications to the Service

We may add, remove, or modify features of the Service at any time to improve functionality or user experience. You may stop using the Service at any time, though we’d be sorry to see you go.

7. Disclaimers and Warranties

The Service is provided “as is” without warranties of any kind. Borrowly does not guarantee the accuracy, reliability, or availability of the Service and disclaims liability for any damages resulting from your use of the Service.

8. Limitation of Liability

To the extent permitted by law, Borrowly and its affiliates will not be liable for indirect, incidental, or consequential damages, including loss of profits, data, or revenue. Our total liability is limited to the amount you paid us to use the Service.

9. Business Use

If you use the Service on behalf of a business, that business agrees to indemnify Borrowly and its affiliates against any claims, damages, or legal proceedings arising from or related to your use of the Service.

10. Governing Law

These Terms are governed by the laws of the State of Washington, without regard to its conflict of law provisions. Any legal disputes must be resolved in the courts of Washington.

11. Changes to Terms

Borrowly reserves the right to modify these Terms at any time. Material changes will be communicated via email or the Service at least 30 days in advance. By continuing to use the Service after changes take effect, you agree to the updated Terms.

12. Contact Us

For questions about these Terms or the Service, please contact us:
Email: support@borrowly.io

Thank you for choosing Borrowly! We’re excited to help you share smarter and connect better.